One of the first concerns that you might have about going to rehab is how to pay for it. A lot of people worry about it, so you’re not alone. However, you shouldn’t let paying for rehab deter you from getting the treatment that you need. All that you need to know is how to cover the cost.
Insurance Coverage for Rehab
The first option that you should consider is insurance. Under current government guidelines, all insurers must provide coverage for addiction treatment services. While they don’t have to cover all of the cost, they do have to pay for some of it. As a result, it’s important for you to check with your insurer about how much your policy will pay.
You should also find out which addiction treatment services that your policy covers. For instance, many insurers only offer coverage for outpatient treatment. Others cover residential care but don’t pay as much as they would if you get outpatient care. In other cases, insurers prefer that you get residential treatment because it has a higher success rate.
If you have trouble determining these factors alone, ask the rehab center that you choose for help. It can perform an addiction insurance verification to make sure that it works with your insurer. The staff can even help you find out which services your policy covers.
Paying for Rehab With Financing
Insurance doesn’t typically pay for the entire rehab bill. However, learning more gives you an estimate of how much you’ll owe out of your own pocket. Then, you can arrange other means to pay for treatment, such as financing.
One of the best ways that you can finance your rehab is directly through the treatment center. Many facilities offer private payment solutions. They may also even work with third-party financial institutions that provide special rates for people who need help. Sometimes they work with sliding scale fees according to your income to make affording monthly payments easier.
If this route isn’t available to you, consider applying for a personal loan. Credit cards are another option, but they usually have higher interest rates.
Government-Funded and Nonprofit Facilities
Local, state, and federal addiction rehabs offer financial assistance. Many of them accept people who have low household incomes. If your income is low enough, you might receive treatment for free. They may provide residential, outpatient, and aftercare services.
Nonprofit groups also offer addiction treatment for little to no cost. Some of them only require that you work for them to cover your room and board.
Affordable Women’s Rehab in San Diego
Are you ready to enter rehab for drug addiction? Soledad House offers affordable care. We can help you verify your insurance coverage and arrange payment options for the remaining cost. Our women’s rehab facility also provides many addiction services, including:
- Alcohol addiction treatment
- Benzo addiction treatment
- Marijuana addiction treatment
- Faith based drug rehabilitation
- Painkiller addiction treatment
Don’t let paying for rehab keep you from getting help. Let us show you how affordable your treatment can be. Contact our friendly administrators at 866-314-3222.